Featured Use Case
Property & Real Estate
Protect land and apartment transactions with verified terms and bank-held funds.
For a property deal, step 3 is the deed transfer and step 4 is your inspection of the title.
Bangladesh's First Online Escrow
Bangladesh's first online escrow for property, freelance work, vehicle purchases, online sales, and company share transfers.
Funds held in segregated trust accounts at a scheduled commercial bank partner. Released on milestone verification. Disputes resolved with audit-grade evidence.
Scheduled Commercial Bank Custody
Funds held in segregated trust accounts, never on Hold.bd's balance sheet.
Bangladesh Bank Framework
Compliant with the 2023 Merchant Acquiring + Escrow Service Guidelines.
AI + Human Support, 24/7
Instant AI answers, real humans for disputes. In English and Bangla.
KYC Verified Counterparties
Both buyer and seller identity-verified before funds move.
Banking Partners
Hold.bd partners with multiple scheduled commercial banks in Bangladesh to provide trust-account custody for every escrow transaction. Launch partners will be announced shortly.
01.
The Process
How Hold.bd Escrow Works
A transparent five-step flow where both parties stay protected and funds are held in a segregated trust account at our scheduled commercial bank partner.
1
Agree on terms
Buyer and seller set the deal: price, delivery, and inspection period.
2
Deposit to our partner bank
Buyer deposits funds into a segregated trust account at our scheduled commercial bank partner. Money is secured, not sent to the seller.
3
Seller delivers
Seller delivers the goods or service, knowing payment is already held.
4
Buyer inspects
Buyer reviews within the agreed inspection period and approves, or raises a dispute.
5
Funds released
our scheduled commercial bank partner releases payment to the seller via BEFTN, NPSB, or RTGS.
02.
Use Cases
Escrow for Every Industry
From property and vehicles to services and digital assets, all secured by our partner bank trust accounts.
- 01
Freelance & Services
Use milestone escrow so payments release only after approved deliverables.
- 02
Vehicles
Buy or sell cars, motorcycles, and commercial vehicles with lower payment risk.
- 03
General Merchandise
Transact high-value goods with clear inspection and release conditions.
- 04
Digital Assets
Secure payments for domains, websites, and other digital asset transfers.
- 05
Milestone Transactions
Split larger deals into staged releases for project-based transactions.
- 06
Company Shares
Buying or selling shares in a private Bangladesh company. Form 117 transfers, founder exits, and secondary sales, with funds held safely until share certificates and registrar verification clear.
Hold.bd works for any high-value Bangladeshi transaction, from a ৳5 lakh freelance contract to a ৳5 crore property deal.
Need coverage confirmation for your deal? Contact [email protected]
03.
Escrow scenario
Milestone escrow for services and freelance work
Buyer
Deposits
our partner bank
Trust A/C
Seller
Receives
Escrow protected
Typical: 2-5 days
- Buyer and seller agree on milestones1
- Buyer deposits to our partner bank trust account2
- Seller completes the milestone3
- Buyer reviews and approves work4
- our partner bank disburses payment to seller5
Freelance, consulting, and professional services
Proof
See a live escrow in motion
Every transaction moves through the same five steps. Here's what that looks like in real time.
04.
Any size of deal
৳1,000—৳1 Crore+
From everyday online purchases to 1 Crore-taka transactions, every escrow is backed by our scheduled commercial bank partner.
05.
Real humans when it matters.
AI-assisted instant answers for the simple stuff. Trained human agents for the disputes, complex KYC, and high-value concierge. Some things shouldn't be left to a chatbot.
Available 24/7 in English and Bangla.
06.
Fee Structure
Transparent Pricing
Simple, volume-based fee tiers with no hidden charges. Fee applies only on successful completion.
Transaction AmountEscrow Fee
Up to ৳50,0002.5%
৳50,001 – ৳5,00,000Most Popular2.0%
৳5,00,001 – ৳50,00,0001.5%
Above ৳50,00,0001.0%
Minimum fee of ৳100 applies to all transactions
07.
For platforms
Building a platform?
Embed Hold.bd Escrow as a payment mode at your checkout. For marketplaces, e-commerce, and SaaS billing. Your buyers and sellers get bank-custodied trust accounts, you get a payment rail with built-in dispute resolution.
API access coming soon.
Ready to protect your next transaction?
Start a bank-secured escrow transaction with our scheduled commercial bank partner trust account protection. No setup fees, no commitments.
